Stock or crops, we have the experience to assist.

Agribusiness

No two farming operations are the same, given the complex nature of the agricultural industry. From corporate farms and large aggregations right through to family farming operations and hobby farms.

Pivot Funding has the ability to help Australian farmers to structure a loan for specific agri-business needs, cash flow, and the seasonal fluctuations.

Agribusiness product diversity

• Farm acquisition.
• Sale and leaseback.
• Equipment finance.
• Stock finance.
• Overdrafts.
• Revolving lines of credit.
• Seasonal finance.
• Water acquisition.
• Long-term debtor finance.
• Inventory or trade finance.
• Working capital.
• Pasture improvement.

Agribusiness finance considerations

• Liquidity cash flow.
• Livestock schedules.
• New or existing ABN.
• Character (checkable).
• Credit (checkable).
• Current/continuing income.
• Secured v unsecured.
• Access to water.
• Feasibility studies.
• Asset backing.
• Source of savings.
• Terms of finance.
• Nature of the farm.
• Resell value.
• Previous track record.
• Use of funds.
• Reporting.